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US Treasury yields in January 2026
10Y average4.214%
10Y month-end4.260%30 Jan 2026
Month high4.300%20 Jan 2026
Month low4.150%7 Jan 2026
10-year yield, daily
Month-end curve compared
| Tenor | 30 Jan 2026 | vs. prior month | vs. a year ago |
|---|---|---|---|
| 1-month | 3.720% | -2bp | -65bp |
| 1.5-month | 3.730% | -2bp | – |
| 2-month | 3.750% | +8bp | -62bp |
| 3-month | 3.670% | ±0bp | -64bp |
| 4-month | 3.690% | +6bp | -64bp |
| 6-month | 3.610% | +2bp | -67bp |
| 1-year | 3.480% | ±0bp | -69bp |
| 2-year | 3.520% | +5bp | -70bp |
| 3-year | 3.600% | +5bp | -67bp |
| 5-year | 3.790% | +6bp | -57bp |
| 7-year | 4.010% | +7bp | -46bp |
| 10-year | 4.260% | +8bp | -32bp |
| 20-year | 4.820% | +3bp | -6bp |
| 30-year | 4.870% | +3bp | +4bp |
Month-end 10Y–2Y slope: +74bp
JGB yields from Japan's Ministry of Finance; US yields are the Treasury's daily par yield curve. Percent per year; 1 bp = 0.01%. Not investment advice.
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The 10-year yield averaged 4.214% in January 2026 and ended at 4.260% (+8bp m/m).