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US Treasury yields in July 2026
10Y average4.600%
10Y month-end4.750%31 Jul 2026
Month high4.750%31 Jul 2026
Month low4.480%1 Jul 2026
10-year yield, daily
Month-end curve compared
| Tenor | 31 Jul 2026 | vs. prior month | vs. a year ago |
|---|---|---|---|
| 1-month | 3.780% | +8bp | -71bp |
| 1.5-month | 3.800% | +6bp | -67bp |
| 2-month | 3.850% | +8bp | -61bp |
| 3-month | 3.830% | -4bp | -58bp |
| 4-month | 3.920% | ±0bp | -48bp |
| 6-month | 3.980% | -3bp | -33bp |
| 1-year | 4.080% | +10bp | -2bp |
| 2-year | 4.280% | +14bp | +34bp |
| 3-year | 4.340% | +19bp | +45bp |
| 5-year | 4.450% | +26bp | +49bp |
| 7-year | 4.590% | +29bp | +45bp |
| 10-year | 4.750% | +31bp | +38bp |
| 20-year | 5.280% | +35bp | +39bp |
| 30-year | 5.270% | +36bp | +38bp |
Month-end 10Y–2Y slope: +47bp
JGB yields from Japan's Ministry of Finance; US yields are the Treasury's daily par yield curve. Percent per year; 1 bp = 0.01%. Not investment advice.
About this page
The 10-year yield averaged 4.600% in July 2026 and ended at 4.750% (+31bp m/m).